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Come grow at Electro!

Sparking financial success in our communities for over 80 years.

KASASA CASH®

Open Your Free Kasasa Cash Checking Today

Kasasa rewards – it’s our superpower.

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KASASA CASH®

Open Your Free Kasasa Cash Checking Today

Kasasa rewards – it’s our superpower.

Kasasa-Superpower_Hero2

Banking That Fits Your Lifestyle

Your Financial Family Awaits

Join Electro with just $1 and experience the difference of a member-owned cooperative. Here, your financial well-being is our priority, with benefits like superior rates, fewer fees, and personalized services that big banks can't match.

More Than Banking

At Electro, you're part of a family where every member's success is valued. Our not-for-profit model ensures that profits go back to you in the form of better rates and services.

Earn More from Your Money

Enjoy a high 4.00% APY on balances up to $25,000*, making your money work harder for you.

Say Goodbye to Fees

No monthly maintenance fees and refunds on ATM withdrawal fees up to $25 monthly*, keeping more money in your pocket.

Easy Access Anywhere

Free digital banking solutions including online banking, mobile banking with deposit, and a free Visa® debit card for your convenience.

Safe and Secure

Rest easy knowing your funds are federally insured by the NCUA up to $250,000.

Kasasa® Cycle Dates

*Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.

"Monthly Qualification Cycle" means the current statement cycle.

Reward Information:
When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $25,000 in your Kasasa Cash account earn a dividend rate of 3.93% resulting in an APY of 4.00%; and average daily balances over $25,000 earn a dividend rate of 0.15% on the portion of the average daily balance over $25,000, resulting in a range from 4.00% to 0.92% APY depending on the account's average daily balance.

You will receive reimbursements up to $25 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during the Monthly Qualification Cycle in which you qualified.

When your Kasasa Cash qualifications are not met, the dividend rate earned on the account's entire average daily balance will be the same as our Basic Savings and ATM withdrawal fees are not refunded.

Dividends will be credited to your Kasasa Cash account on the last day of the current statement cycle.

Nationwide ATM withdrawal fee reimbursements will be credited to your account on the first processing day of the following statement cycle.

APY = Annual Percentage Yield.

APYs accurate as of May 1, 2023.

APY calculations are based on an assumed balance of $25,000 + $100,000 in your Kasasa Cash account and an assumed statement cycle of thirty-one (31) days.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information:
Membership restrictions may apply.

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.

No minimum deposit is required to open the account.

Monthly electronic statements are a condition of this account.

Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications.

Limit of one Kasasa Checking account per Social Security number.

There are no recurring monthly maintenance charges or fees to open or close this account.

Contact one of our credit union service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Federally insured by NCUA

Trademarks:
Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

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© 2025 Electro Savings Credit Union | Portions Copyright © Kasasa, Ltd. All rights reserved.